RetireRange Affiliate Agreement

Effective date: November 4, 2026
Operated by: Anadar Professional Services · support@retirerange.com

This Agreement is between Anadar Professional Services ("we," "us"), which operates RetireRange, and the person or business named on your affiliate application ("you"). It covers promoting RetireRange for pay. Your own use of RetireRange stays under the Terms of Use and the Privacy Policy.

1. Joining the Program

1.1 Eligibility. To be an affiliate, you must:

• be a U.S. person for federal tax purposes, able to complete an IRS Form W-9;
• have a U.S. payment address; and
• if you are an individual, be at least 18 years old.

1.2 Responsible Party. The person who completes the application (the "Responsible Party") represents that they are authorized to bind the named business, and that the application is accurate. If the affiliate is an individual, that person is both the Responsible Party and the affiliate.

1.3 Your application. You give us the Responsible Party’s name, title, phone number, and email address, your legal name, your U.S. payment address, and your role (creator, adviser, or other). You will keep this information current. You can change these details under Your Details on your account’s Affiliate tab, and your email address under Edit profile on your account.

1.4 Acceptance. You become an affiliate only when we approve your application and issue your code. We may decline any application. If you don’t have a RetireRange account, we create one when we approve you and email you how to set a password. We record your acceptance of this Agreement and the Privacy Policy: who accepted, the date and time, the version accepted, and the IP address it came from.

2. Your Code

We issue one affiliate code to you. Once issued, it doesn’t change. Referrals are attributed by the link or code used at sign-up, under the same rules as our referral program, including these:

• If someone arrived first through another person’s referral link, that person generally keeps the referral.
• A code typed at sign-up takes priority.

We decide attribution in good faith, based on our records.

3. Commission

3.1 Your rate. We pay the commission terms shown on your Commission Schedule in your account. Unless your schedule says otherwise, the terms are:

3.2 Collected Amounts. "Collected Amounts" means what we actually receive from a referred customer for their subscription during the period. It is measured after any credits and discounts and excludes any taxes. It is measured before payment-processing fees. Free trials and other $0 payments earn nothing.

3.3 Commission follows payment. You earn commission only on money we have received. Nothing is earned on a sign-up, on a free trial, or on a payment that fails.

3.4 Hold. Each commission is held for 30 days after the customer’s payment. It becomes payable if the payment hasn’t been refunded or disputed.

3.5 Reversals. If a customer’s payment is refunded or successfully disputed, we reverse the commission on that payment or the refunded part of it, whenever that happens. If it has already been paid to you, the reversal reduces your next payout. A customer cancelling does not reverse commission on payments we have kept.

3.6 No commission. Some affiliates choose a $0 Commission Schedule. Nothing in this Section is owed under one.

3.7 Referrals that don’t count. A referral obtained in breach of the self-referral and fraud rules in Section 6.3 earns no commission, and we may reverse any commission recorded on it.

3.8 Instead of referral credit. Your benefits under this Agreement are instead of referral credit and can’t be combined with it. Your code doesn’t earn you referral credit, whatever your Commission Schedule. Credit you earned before you became an affiliate stays yours under the Terms of Use. The people you refer are treated like any other user: they can earn referral credit under the referral program.

4. Payouts

4.1 Schedule. We pay on or around February 10, May 10, August 10, and November 10. Each payout covers commission on customer payments received in the previous calendar quarter that has cleared the hold, plus any balance carried forward and less any reversals.

4.2 Minimum. A balance under $50 carries forward to the next payout.

4.3 Method. We pay in U.S. dollars through our bank’s bill-payment service, to the payee name and U.S. payment address on your application. The bank decides whether each payment goes as a check or an electronic transfer. You are responsible for keeping those details accurate. When we record a payout, we email the Responsible Party its date, amount, method, and reference number, and your account shows the same details.

4.4 Tax form first. We make no payment until your Form W-9 is complete and we have confirmed it. See Section 5. You don’t lose money while you wait: commission keeps accruing, and we pay your balance on the next payout date after we confirm your form. If you never complete it, Section 4.6’s last sentence applies to the balance.

4.5 Disputes about amounts. Tell us within 90 days of a payout if you think it is wrong. We will review your concern in good faith and show you how the figure follows from the commissions, reversals, and payouts on your account. We won’t otherwise share information identifying a customer. If you believe a specific person signed up with your code and wasn’t credited to you, tell us who they are. With that person’s permission, we will check our records and tell you whether they signed up and whether the referral was credited to your code.

4.6 Lost and uncashed checks. Cash each check promptly. Tell us if a payment hasn’t arrived within 30 days of the date we recorded it. A check that hasn’t cleared within 180 days of issue may be cancelled, and we may cancel a lost check once we confirm it hasn’t been paid. When we cancel a check, we tell you, and the amount returns to your balance and is included in your next payout, subject to the minimum in Section 4.2. You don’t forfeit money by not cashing a check. If we can’t pay you after reasonable efforts to reach you, we will handle the amount according to applicable law.

4.7 Statements. You can email yourself or download a statement of your commission, reversals, and payouts for the current year to date or for any completed calendar year from your account’s Affiliate tab, or ask us to send one. A statement shows your totals, each commission and reversal with its date, amount, and status, and each payout, and no information identifying a customer.

5. Taxes

5.1 Your taxes. You are an independent contractor, and you are responsible for your own taxes on what we pay you.

5.2 Form W-9. You must complete a Form W-9 before your first payout, and update it if your legal name, tax classification, or taxpayer ID changes. We collect it through our 1099 provider, Avalara 1099 & W-9 (formerly Track1099). Expect an email from that service asking you to complete the form. The name and taxpayer ID on your form may be checked against IRS records. If they don’t match, we will ask you to correct them before we pay you.

5.3 Reporting and withholding. We report payments to the IRS and to state tax agencies, and send you a Form 1099, as the law requires. If the law requires us to withhold from a payment, including backup withholding, we will.

5.4 Non-cash benefits. Complimentary access may count as compensation for tax purposes.

6. How You Promote RetireRange

6.1 Disclose that you are paid. Whenever you recommend or mention RetireRange and have a commission or other benefit from us, including free access, you must clearly and conspicuously disclose that connection, every time. The disclosure must:

• be in plain words;
• appear close to the recommendation, not only in a bio, a footer, or a link page; and
• in audio or video, be spoken, and shown on screen in video.

For example: "I earn a commission if you subscribe to RetireRange through my link" or "RetireRange is a paid partner of this show." A notice at our sign-up form does not replace your disclosure.

6.2 Be honest. Say only what is true and reflects your honest opinion and actual experience. You may not:

• promise or imply any retirement outcome, or that RetireRange predicts results;
• describe RetireRange as financial, tax, investment, or legal advice, or as a substitute for an adviser;
• present results as typical without a basis for saying so; or
• make claims about features, pricing, or terms that differ from our published pages.

6.3 Prohibited promotion. You may not:

• send spam or messages that breach email, text, or calling laws;
• post your code on coupon or deal sites;
• bid on "RetireRange" or close variations in search advertising, or use them in domain names or social handles;
• pretend to be us or suggest you speak for us;
• use your own code, or have anyone in your household or business use it, to earn commission on your own or their subscription; or
• use fake accounts, stolen payment details, or incentives we haven’t approved.

6.4 Review and correction. We may review your promotion of RetireRange and ask you to correct it. You agree to make a requested correction within 5 business days. If you don’t, we may suspend your code or end this Agreement under Section 13.

7. Advisers and Other Regulated Professionals

7.1 Your obligations are yours. If you are an investment adviser, financial planner, broker, insurance professional, tax preparer, attorney, or other licensed or regulated professional, you alone are responsible for complying with the laws, regulators, firm policies, and professional standards that apply to you. These include any duty to disclose this compensation and conflict of interest to clients, and any limit on what you may call yourself, such as "fee-only."

7.2 Your confirmation. You confirm that you have obtained any approval you need to take part and will make every disclosure required of you. If you can’t accept commission, choose a $0 Commission Schedule.

7.3 No endorsement of your services. We don’t endorse, supervise, or recommend you or your services. We are not responsible for your advice. You may not suggest otherwise.

8. Customer Privacy

We don’t give you the names, email addresses, or plans of the people who use your code, and you may not try to identify them from your account, your statements, or our emails. If a client or follower tells you they signed up, that information is theirs to share. Your account, your statements, and our emails show each commission’s date, amount, and status, but never whose payment it came from.

9. Complimentary Access and Our Marks

9.1 Complimentary access. We may give you or your hosts free access, usually through a coupon. We may end it on notice. Each person uses their own account, subject to the Terms of Use.

9.2 Permission to show RetireRange. While this Agreement is in force, and despite the "personal, non-commercial" limit in Section 7 of the Terms of Use, you may show and describe RetireRange, including screenshots and demonstrations, and use the materials and marks we supply, to promote it under this Agreement. You must use example or anonymized data, and not another person’s real information. Our marks remain ours.

9.3 No other permission. This Agreement does not otherwise change the Terms of Use. In particular, it isn’t the written permission Section 8 of those Terms requires to use RetireRange to provide advice to others.

10. Privacy

Our Privacy Policy, including its section on affiliates, describes what we collect about you and who receives it. That includes our bank, our 1099 provider, the IRS, and state tax agencies. By accepting this Agreement, you also accept that policy. If you give us information about another person, such as a host or an employee, you confirm that you may do so.

11. Relationship

You are an independent contractor. Nothing here makes you our employee, agent, partner, or franchisee. You can’t bind us or speak for us. The program is non-exclusive, and we promise no minimum earnings or referrals.

12. Changes

We may change this Agreement, commission terms, or the program on at least 60 days’ written notice by email and in your account. A change to commission terms applies only to customers referred after it takes effect, unless it benefits you. Continuing in the program after the effective date means you accept the change. If you don’t accept it, you may leave under Section 13.

13. Ending This Agreement

13.1 You may leave at any time. You may leave the program at any time with the Leave The Program button on your account’s Affiliate tab, which ends your participation that day, or by written notice to support@retirerange.com. A written notice ends your participation when we receive it, or on a later date you name.

13.2 We may end the program or this Agreement. We may end the program, or this Agreement with you, at any time and for any reason, by giving you at least 60 days’ written notice by email. Your code keeps earning during the notice period.

13.3 Immediate suspension. We may suspend your code immediately, and end this Agreement on written notice without the 60-day period, if we reasonably believe you have committed fraud or materially breached Section 6, or if the law requires it. While your code is suspended it earns nothing: customer payments made during a suspension earn no commission, even if the suspension is later lifted. Commission you earned before the suspension stands.

13.4 We pay what you’ve earned. Ending this Agreement, for any reason and by either of us, never forfeits commission you have earned. Commission on customer payments received before the end date is paid as follows:

• Commission that has cleared the hold by the next payout date is paid on that date, whatever quarter it falls in and without the $50 minimum.
• Commission still in its hold is paid on the following payout date.
• Section 3.5 (reversals), Section 3.7 (referrals that don’t count), and Section 4.4 (tax form first) still apply.

Customer payments received after the end date earn no commission. If your balance is negative at the end, you agree to repay it within 30 days of our request.

13.5 After it ends. Your code stops earning. You must remove your promotions and stop using our marks within a reasonable time. Any complimentary access may end.

14. Warranties and Liability

14.1 No warranty. The program and RetireRange are provided "as is." We don’t warrant that the program will run without interruption or that tracking will never fail, though we will work in good faith to correct errors.

14.2 Limits. TO THE FULLEST EXTENT PERMITTED BY LAW, NEITHER OF US IS LIABLE TO THE OTHER FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES. EXCEPT FOR COMMISSION OWED, OUR TOTAL LIABILITY UNDER THIS AGREEMENT WILL NOT EXCEED THE COMMISSION PAID OR PAYABLE TO YOU IN THE 12 MONTHS BEFORE THE CLAIM.

14.3 Indemnity. You will indemnify and defend us against claims and regulatory actions arising from your promotions, your failure to make a required disclosure, your professional services, or your breach of this Agreement or of the law.

15. General

15.1 Governing law. This Agreement is governed by the laws of the State of Connecticut, without regard to conflict-of-law provisions. Disputes are subject to the exclusive jurisdiction of the state and federal courts located in Connecticut.

15.2 Assignment. You may not assign this Agreement without our written consent.

15.3 Survival. Sections 3.5, 3.7, 4.6, 4.7, 5, 8, 13.4, 13.5, 14, and 15 survive the end of this Agreement.

15.4 Entire agreement. This Agreement, your Commission Schedule, and the Privacy Policy are the entire agreement about the affiliate program. If this Agreement and the Terms of Use conflict about the program, this Agreement controls.

16. Contact

Anadar Professional Services · support@retirerange.com